Author: sandyfernandez31

It was an absolute honor for the Money 2.0 Conference to have Sandy Fernandez,President & Founder of Karmic Currency, as a speaker and honoree at its Spring Edition,held at The Mirage, Las Vegas, USA, on April 11-13, 2022.The Money 2.0 Conference is a prestigious gathering that promotes globalcommunication between financial analysts, FinTech pioneers, and business … Continue reading Sandy Fernandez Enlightens Her Audience On “Women & Wealth – RedefiningMoney From The Female Perspective,” At The Money 2.0 Conference, 2022

Recently in a group chat with some friends we began planing for our annual girls weekend and get away. However, one of the girls in the chat said that she wouldn’t be attending this years trip because she was on a budget and needed to get out of debt. Her tone seemed heavy, even via … Continue reading Energetically, Your budget sucks!

Expect the unexpected! Eclipse energy causes many things to be revealed to us. This is because they allow access into our "shadow self”. Things that have laid in the dark, in secret or hidden out of out sight. They could manifest as parts of our personality, perhaps things we try to hide from others, like … Continue reading Full Moon, Blood Moon & Eclipse

The start of the new year is an exciting time! It's a moment where you get to turn the page and allow yourself to reset. You can reflect on the year gone by and the lessons you learned. You can now find hope for the future as your mind begins to swirl with ideas and … Continue reading 5 things you can do to welcome the New Year!

Valentine's Day is a time where most singles loathe the idea of love,it magnifies their loneliness and shoves rose colored happiness in your face. However, in order to find love you cannot hate the experiences that have shaped you. You must embrace all your broken empty spaces and fill them with what you most desire- … Continue reading Valentine’s Perspective

Over the holidays I had created a little pile of items I needed to place inside my wallet. One of the items being my new drivers license with my new address, but I had been so busy I hadn’t gotten around to putting it away. However, now that the holidays are over I stared at … Continue reading What’s in your wallet?

New Years Eve is the time when everyone wants to set goals and expectations for the incoming year. But let’s face it, there’s no cut off switch from 2017 to 2018. You don’t wake up January 01, 2018 and all your problems from last year are gone! They're still there! You're still 10 pounds overweight, … Continue reading New year, New me!

I started to think about destiny, and fate. How even though we take different roads in our life, what’s meant to be, will always be. There is no way to change that, its fate. The one thing I’ve always been adamant about in my life is to ”never regret”.  Now, before you get all over … Continue reading Regrets, To few to mention..

You know that saying ‘strike while the iron is hot’ ? Well, that is a commonly used phrase amongst corporations, businesses and sales cultures. The wishful thinking is that deals should be closed on site, but realistically it’s a hand shake, and an agreement to do business together in the near future. Let’s say you … Continue reading Why you shouldn’t Cancel on Prospects!

Buying a home is an exciting time, full of hope and promise for your future. But it can be an equally daunting and frustrating task. When you begin to understand that buying a home is the largest purchase you’ll likely ever make, you will easily grasp why preparing for such an event is so important. It's no … Continue reading 5 things to know before Applying for a Home Mortgage