Karmic Currency is the energy behind Business and Finance. Specializing in Small Business we offer financial coaching and credit consulting to new and existing business. With over 22 years of experience we can help your business succeed and grow.

It was an absolute honor for the Money 2.0 Conference to have Sandy Fernandez,President & Founder of Karmic Currency, as a speaker and honoree at its Spring Edition,held at The Mirage, Las Vegas, USA, on April 11-13, 2022.The Money 2.0 Conference is a prestigious gathering that promotes globalcommunication between financial analysts, FinTech pioneers, and business … Continue reading Sandy Fernandez Enlightens Her Audience On “Women & Wealth – RedefiningMoney From The Female Perspective,” At The Money 2.0 Conference, 2022

Recently in a group chat with some friends we began planing for our annual girls weekend and get away. However, one of the girls in the chat said that she wouldn’t be attending this years trip because she was on a budget and needed to get out of debt. Her tone seemed heavy, even via … Continue reading Energetically, Your budget sucks!

Expect the unexpected! Eclipse energy causes many things to be revealed to us. This is because they allow access into our “shadow self”. Things that have laid in the dark, in secret or hidden out of out sight. They could manifest as parts of our personality, perhaps things we try to hide from others, like … Continue reading Full Moon, Blood Moon & Eclipse

The start of the new year is an exciting time! It’s a moment where you get to turn the page and allow yourself to reset. You can reflect on the year gone by and the lessons you learned. You can now find hope for the future as your mind begins to swirl with ideas and … Continue reading 5 things you can do to welcome the New Year!